Condo owners and buyers: Fannie Mae and Freddie Mac just changed the rules, and your HOA dues may be going upIf you own a condo, are thinking about buying one, or sit on an HOA board, there's a rule
Daphne Griffith has been helping families achieve homeownership for more than 10 years and is passionate about making the mortgage process simple, educational, and stress-free. As a Branch Manager with The Loan Star Team powered by New American Funding, she believes every client deserves a lending experience built on communication, strategy, and exceptional service.
An El Paso native, Daphne is especially proud of her military roots. Her father served in the U.S. Army and was stationed at Fort Bliss, giving her a deep appreciation for the sacrifices made by our service members and their families. Helping veterans achieve the dream of homeownership is one of the most rewarding parts of her career, and she is honored to assist those who have served our country.
Daphne specializes in Down Payment Assistance programs and enjoys helping first-time homebuyers discover opportunities they didn't know were available. Whether it's a conventional, FHA, VA, USDA, jumbo, renovation, or investment loan, she excels at structuring creative financing solutions for a wide variety of borrowers. With access to an extensive portfolio of loan programs through New American Funding, she works to find the right mortgage solution for each client's unique financial goals.
Her dedication to clients and referral partners has earned her recognition as a D Magazine Best Mortgage Professional for three consecutive years and a Five-Star Mortgage Professional for four consecutive years. These honors reflect her commitment to delivering outstanding service, expert guidance, and successful outcomes.
Daphne is known for being accessible, responsive, and proactive throughout the lending process. She believes informed clients make confident decisions and takes pride in educating buyers every step of the way. Whether you're purchasing your first home, upgrading, refinancing, or investing, Daphne is committed to making your financing experience smooth, seamless, and successful.
With over 22 years as a licensed REALTOR® and more than four decades of hands-on real estate investing experience, Dave Kidder brings exceptional depth, perspective, and professionalism to every client he serves.
In addition to his real estate career, Dave spent 20 years as a commodities trader, partnering closely with feedlots, farmers, dairies, and ranchers. That experience sharpened his negotiation skills, analytical insight, and ability to perform in high-pressure, fast-moving markets—strengths he leverages to benefit his real estate clients.
Dave’s true passion lies in teaching, coaching, and elevating the real estate experience. Known for asking insightful, powerful questions, he guides clients toward clarity and confidence, helping them understand each step of the process. By the end of a transaction, many of his clients feel equipped enough to “teach a real estate class themselves,” a testament to Dave’s commitment to empowering and educating those he serves.
One of the many stories that reflect his dedication involves helping a legally blind couple sell their home in Fresno and relocate to Arizona. Dave personally guided them through every document, coordinated cleaning, packing, repairs, moving services, and worked closely with their trust attorney. What began as a complex transaction became a meaningful friendship—one that left the clients deeply grateful and Dave honored to have served them.
Outside of real estate, Dave is actively involved in his faith and creative interests. He is a long-time member of Bible Study Fellowship (BSF), where he has served in multiple leadership roles. He is also a devoted writer, currently working on several novels, and enjoys performing in an improv comedy group—with a few stand-up performances already under his belt.
Driven by integrity, curiosity, and a genuine desire to help others succeed, Dave Kidder offers more than real estate expertise—he offers partnership, guidance, and a trusted voice throughout one of life’s most important decisions.
Condo owners and buyers: Fannie Mae and Freddie Mac just changed the rules, and your HOA dues may be going upIf you own a condo, are thinking about buying one, or sit on an HOA board, there's a rule